Comprehensive Major Medical policies usually combine which types of coverage?

Comprehensive Major Medical policies are designed to provide a broad range of health insurance coverage, which typically includes both Basic Hospital/Surgical coverage and Major Medical coverage. Basic Hospital/Surgical coverage provides fundamental benefits for hospital stays and necessary surgical procedures, ensuring that the insured has access to essential healthcare services without incurring excessive out-of-pocket costs.

On the other hand, Major Medical coverage is intended to cover higher costs associated with serious illnesses and injuries that exceed the limits set by basic plans. This combination results in a robust policy that addresses a wide spectrum of medical needs, offering protection against both routine care and significant medical expenses.

The other options do not represent the standard structure of Comprehensive Major Medical insurance. Home Health coverage is a specific type of care that isn't typically bundled with basic medical coverage in the same way. Global Health and Travel Insurance are specialized plans that don't align with the comprehensive nature of Major Medical policies. Lastly, Supplemental and Catastrophic coverage generally refer to additional policies that work in conjunction with a primary plan but do not constitute the primary coverage types in a Comprehensive Major Medical policy.