In Georgia, monthly-premium accident and sickness insurance policies must provide a grace period of at least:

In Georgia, monthly-premium accident and sickness insurance policies are required to include a minimum grace period of 10 days. This grace period is essential because it allows policyholders some extra time to pay their premiums without losing their coverage. If a premium payment is not made by the due date, the grace period provides a buffer that ensures the insurance policy remains active during this timeframe. This is particularly important for maintaining coverage during unexpected financial difficulties or oversight.

This provision reflects a commitment to consumer protection, ensuring that individuals do not inadvertently lose their insurance coverage due to minor delays in payment. Understanding these requirements is crucial for both insurers and policyholders to ensure compliance with state regulations and maintain continuous coverage.