Medicaid was designed to assist individuals who are:

Medicaid is a program that provides healthcare coverage to individuals and families with limited income and resources. The primary purpose of Medicaid is to assist those who fall below a specific income limit, ensuring they have access to necessary healthcare services. This includes low-income families, the elderly, individuals with disabilities, and some low-income adults without dependent children.

The income eligibility criteria for Medicaid can vary by state, but fundamentally, the program is aimed at supporting those who may not have the financial means to afford healthcare on their own. This is why the correct answer emphasizes individuals who are below a specific income limit, as they are the target population for Medicaid assistance.

Other options such as being over a specific income limit, employed full-time, or retired and over 65 do not accurately represent the intended beneficiaries of the Medicaid program, as these groups may not specifically qualify for the aid that Medicaid provides.