Under the Change of Occupation provision, if T notifies her insurance company that she has chosen a less hazardous occupation, what action may the insurance company take?

When a policyholder, such as T, notifies her insurance company of a change to a less hazardous occupation, the insurance company may choose to increase her policy's coverage amount. This is because a less hazardous occupation presents a lower risk to the insurer. Insurance premiums are typically assessed based on the risk associated with the insured's occupation. By moving to a less hazardous job, the likelihood of claims decreases, allowing the insurer to offer enhanced coverage.

This is an opportunity for the policyholder to benefit from lower risks associated with her new occupation, thereby justifying an increase in the policy's benefits. It's common for insurance policies to include provisions that allow for adjustments in coverage based on changes in risk factors, including occupation changes. This mechanism ensures that the policy reflects the current circumstances of the insured while maintaining an appropriate level of risk management for the insurer.