What is a characteristic of Medicare Supplement policies?

Medicare Supplement policies, often known as Medigap plans, are specifically designed to fill gaps in coverage that Original Medicare does not fully cover. This includes costs such as deductibles, coinsurance, and copayments. These policies help beneficiaries manage out-of-pocket expenses associated with their medical care, ensuring that individuals on Medicare have additional financial support for healthcare services.

The correct choice highlights this essential function of Medicare Supplement policies, emphasizing that they enhance the coverage provided by Medicare rather than replacing it. Understanding this characteristic is crucial for individuals seeking comprehensive health coverage as they age, which is the core purpose of Medigap plans.