What is the focus of managed care plans?

The correct answer highlights the primary goal of managed care plans, which is to reduce overall healthcare costs through the establishment of contracts with a specific network of healthcare providers. Managed care organizations negotiate rates and promote cost-effective practices, leading to lower costs for both the insurer and the insured. This approach typically includes a system of coordinated care that aims to improve health outcomes while minimizing unnecessary expenditures.

Managed care plans emphasize preventive services and effective management of chronic conditions, contributing to overall cost savings. By managing how and where care is delivered, these plans help contain healthcare spending, making care more accessible and affordable for members.

In contrast, the other choices do not align with the core objectives of managed care. Providing unlimited services without a network would result in uncontrolled costs, which is contrary to the aim of managed care. Eliminating all out-of-pocket expenses is not feasible within a sustainable healthcare model, as some cost-sharing is necessary to manage utilization and ensure fairness. Finally, offering the same prices for all members regardless of usage does not reflect the personalized approach that managed care seeks to implement, which often involves variations in costs based on the specific services used.