What is the MINIMUM age at which an individual can sign a life insurance application?

The minimum age at which an individual can typically sign a life insurance application is 15 years old. At this age, individuals are generally considered mature enough to understand the basic responsibilities and implications associated with entering into a legal contract such as a life insurance policy. Many states allow minors (those under 18) to enter into certain contracts, including insurance, with parental consent, but the age requirement can vary. In this case, selecting 15 as the appropriate age reflects the fact that some jurisdictions permit minors to begin this process while still requiring some form of oversight or agreement from a parent or guardian. Therefore, knowing the specific regulations in Georgia, where this question is focused, underscores the importance of this age threshold in life insurance applications.