When is a group accident and health policy required to provide coverage for a newborn child?

A group accident and health policy is required to provide coverage for a newborn child at the moment of birth. This provision ensures that newborns are immediately covered under their parent's insurance policy without any waiting period. This is essential because it allows parents to access necessary medical care for their newborn right from the start, especially given that newborns may require immediate medical attention.

In many states, including Georgia, health insurance policies typically include stipulations that automatically cover newborns as long as the parent is enrolled in the group policy at the time of birth. This coverage usually includes a range of services, ensuring that children receive the necessary medical services immediately after birth.

Other options such as requiring coverage within a specific period after birth, waiting for the first premium payment, or waiting for a formal application do not align with the provisions that prioritize the health and care of infants as soon as they are born. Prompt coverage ensures no gaps exist in the essential health care that newborns require during their crucial early days.