Which of the following statements best describes a limited benefit health insurance plan?

A limited benefit health insurance plan is designed to offer targeted coverage for specific types of health conditions or services rather than comprehensive health care that covers a wide array of medical needs. This means that such plans typically outline a narrow scope of benefits, which can be useful for individuals looking for coverage for specific health issues or those who do not require extensive medical services.

In contrast to the other statements, which suggest broader coverage or applicability, option B accurately reflects the nature of limited benefit plans, clarifying that their focus is on selective health concerns rather than an all-encompassing coverage strategy. This makes them distinct in the marketplace, particularly for those who might need only particular services rather than full insurance coverage for a wide range of healthcare needs.